Please read these terms carefully before using our services.
Last updated: 29 March 2026 · Effective date: 29 March 2026
Summary: Mankin Finance is a credit representative of Yellow Brick Road Finance Pty Ltd. We help Australians find home loans and finance products. Using our website or engaging our services means you agree to these terms.
By accessing or using the Mankin Finance website at www.mankinfinance.com.au (the "Website") or by engaging our mortgage broking and finance services (the "Services"), you agree to be bound by these Terms of Service ("Terms").
If you do not agree to these Terms, please do not use our Website or Services. We reserve the right to update these Terms at any time. Continued use of our Website or Services after any changes constitutes your acceptance of the updated Terms.
Mankin Finance provides mortgage broking and finance broking services, including but not limited to:
Our Services are provided on a no-cost-to-you basis. We receive a commission from lenders when a loan is settled on your behalf. This does not affect the advice we provide, and we are legally obligated to act in your best interests.
Our Services are available to Australian residents aged 18 years or over. By using our Services, you represent and warrant that you meet these requirements.
We reserve the right to decline to provide Services to any person at our discretion, including where we determine there is a conflict of interest or where we are unable to assist with a particular lending request.
Mankin Finance operates as a credit representative of Yellow Brick Road Finance Pty Ltd (Australian Credit Licence 390261). Our Credit Representative number is 102746.
Before or at the time of providing credit assistance, we will provide you with a Credit Guide as required under the National Consumer Credit Protection Act 2009 (Cth). The Credit Guide sets out important information including our fees, how we are remunerated, and our complaints process.
All credit assistance provided by Mankin Finance is subject to the laws and regulations governing responsible lending in Australia. We are required to assess whether a credit product is "not unsuitable" for you before providing credit assistance.
The information on our Website, including calculators, interest rate comparisons, and market commentary, is provided for general information purposes only. It does not constitute financial, legal, or tax advice.
While we make every effort to ensure the accuracy of information on our Website, we do not warrant that all information is accurate, complete, or current. Interest rates, loan products, and lending criteria change frequently and the information displayed may not reflect the most current offerings.
You should not rely solely on information from our Website when making financial decisions. We strongly recommend speaking with one of our brokers who can provide personalised advice based on your circumstances.
Your privacy is important to us. Our collection, use, and disclosure of your personal information is governed by our Privacy Policy, which forms part of these Terms. By using our Services, you consent to the collection and use of your information as described in our Privacy Policy.
You may use our Website for lawful purposes only. You must not use our Website in any way that is unlawful, harmful, or that interferes with other users' enjoyment of the Website.
Our Website may contain links to third-party websites, including lender websites, comparison tools, and partner services. We are not responsible for the content, accuracy, or privacy practices of any third-party website. Links do not constitute an endorsement of those websites.
To the maximum extent permitted by law, Mankin Finance, its directors, employees, agents, and credit representative licensee shall not be liable for any:
Where liability cannot be excluded under applicable Australian law, our liability is limited to the resupply of the relevant service.
Nothing in these Terms excludes any rights you may have under the Australian Consumer Law or other non-excludable statutory rights.
All content on this Website, including text, graphics, logos, images, and software, is the property of Mankin Finance or its content suppliers and is protected by Australian and international copyright laws.
You may not reproduce, distribute, modify, or create derivative works of any content from this Website without our prior written consent. You may print or download content for your personal, non-commercial use only.
We may suspend or terminate your access to our Website or Services at any time, with or without notice, if we reasonably believe you have breached these Terms or for any other reason at our discretion.
You may cease using our Services at any time. Any engagement letter or service agreement entered into for a specific transaction will be governed by the terms of that agreement.
These Terms are governed by the laws of New South Wales, Australia. Any disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of New South Wales.
If any provision of these Terms is found to be unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force.
If you have any questions about these Terms of Service, please contact us:
For complaints, we have an internal complaints process and are also members of the Australian Financial Complaints Authority (AFCA). You can contact AFCA at www.afca.org.au or on 1800 931 678 (free call).