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Finance Tools That Work for You

Get instant estimates and insights. All free, no sign-up required. Then let us find the actual deal.

🏠 Borrowing Power 🔄 Refinance Savings 📍 Property Report ⚖️ Mortgage Split 💵 Offset Calculator

Borrowing Power

Enter your income, expenses and existing debts and we will give you an instant estimate of how much you could borrow. Based on standard lender serviceability benchmarks.

Disclaimer: This is an estimate only based on standard assumptions. Actual borrowing capacity varies by lender, credit history, and individual circumstances. Speak with our team for a precise assessment.

Estimated Borrowing Power

$0

Get My Exact Borrowing Capacity →

Monthly Saving

$0

Total Saving

$0
Find My Best Rate Across 30+ lenders →

Refinance Savings

If your rate has not been reviewed in the last 12 months, there is a good chance you are paying more than you need to. See exactly how much you could save by switching.

🔍

We compare 30+ lenders

Your bank only shows you their products. We show you the market.

✓

No cost to refinance with us

Our service is free. The lender pays our commission at settlement.

⚡

Fast turnaround

Most refinances settle within 3-4 weeks of starting the process.

Suburb Property Report

Enter any Australian suburb and get an AI-generated snapshot covering median prices, market trends, rental yields and what it means for buyers and investors.

Powered by AI analysis. Data is indicative and should be verified with a professional.

Numbers look good?
Let's make it happen.

Our team will take your estimate and find the actual best deal across 30+ lenders. Free, fast and no obligation.

Call +61 420 699 983 5-Min Application

Mortgage Split Calculator

Compare different loan structures side by side. Model P&I versus interest-only splits, fixed versus variable combinations, and see exactly what each scenario costs you per month and over the life of the loan.

  • ✓ Compare up to 3 scenarios at once
  • ✓ Split any loan into multiple tranches
  • ✓ P&I, interest-only, fixed and variable
  • ✓ Total interest over the loan term
Open Mortgage Split Calculator →
Scenario A
$800k P&I
$4,843/mo
Scenario B
$600k P&I + $200k I/O
$4,680/mo
Monthly saving with split structure
$163/mo
$58,680 over 30 years
Try it with your numbers →

Offset Account Calculator

See exactly how much your offset balance saves you in interest and loan time. Enter your loan details and offset balance and watch the numbers — and the charts — update instantly.

  • ✓ Monthly repayment with and without offset
  • ✓ Total interest saved over the loan life
  • ✓ Years and months cut off your loan term
  • ✓ Principal vs interest graph over time
Open Offset Calculator →
$750k loan @ 6.09% — $50k offset
Interest Saved
$57,420
Time Saved
2 yrs 4 mo
Effective interest rate with offset
5.68%
vs 6.09% without offset
Try it with your numbers →
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