Last updated: 4 August 2026
The information provided by this tool is general in nature and does not take into account your personal financial situation, objectives, needs, or credit circumstances. It does not constitute financial product advice, credit advice, or a recommendation to refinance. Before making any financial decision, you should seek independent advice from a licensed financial adviser or credit licensee who can assess your individual situation.
The Mankin Finance Home Loan Rate Check tool (the "Tool") is provided by Mankin Finance Pty Ltd (ABN to be inserted), Credit Representative 102746, authorised under Yellow Brick Road Finance Pty Ltd (Australian Credit Licence 390261).
The Tool is designed to help users understand how their current home loan interest rate compares to indicative market rates. It is an educational and informational resource only.
This Tool provides general advice only within the meaning of the Corporations Act 2001 (Cth) and the National Consumer Credit Protection Act 2009 (Cth). It does not constitute:
Results generated by this Tool have not been prepared with knowledge of your individual financial situation, credit history, income, assets, liabilities, existing loan terms, or personal objectives.
Rates displayed in this Tool are indicative only and are sourced from publicly available information and Mankin Finance's knowledge of the market as at the date shown on the tool. They are subject to change at any time without notice.
Mankin Finance makes no representation or warranty — express or implied — as to the accuracy, completeness, currency, or fitness for purpose of any rate or figure displayed. In particular:
Use of this Tool does not constitute an application for credit, a credit enquiry, or a formal credit assessment. No credit check of any kind is performed. Results generated by this Tool should not be relied upon as an indication of your eligibility for any loan product.
Monthly, annual, and multi-year saving estimates shown are mathematical illustrations based on the inputs you provide and the indicative comparison rates shown. They assume:
Actual savings — if any — will differ. Refinancing involves costs and may not be suitable for all borrowers. Mankin Finance recommends obtaining a formal comparison before making any decision.
To the maximum extent permitted by law, Mankin Finance Pty Ltd, its credit licensee, officers, employees, and agents expressly disclaim all liability for any loss or damage — including direct, indirect, consequential, or incidental loss — arising from:
Nothing in these terms limits any right you may have under the Australian Consumer Law or other applicable legislation that cannot be excluded.
This Tool does not collect or store any personal information. Inputs entered into the Tool (loan balance, interest rate, loan type) are processed locally in your browser and are not transmitted to or stored by Mankin Finance. Our Privacy Policy governs any information you separately provide to us.
Mankin Finance Pty Ltd acts as a credit representative (Credit Representative Number 102746) of Yellow Brick Road Finance Pty Ltd (ACL 390261). We are not a credit provider. Any credit product offered to you will be provided by a third-party lender, and their terms and conditions will apply.
This Tool and associated pages may contain links to third-party websites or booking platforms. Mankin Finance is not responsible for the content, accuracy, or privacy practices of any third-party site.
Mankin Finance may update these terms at any time. Continued use of the Tool after any update constitutes acceptance of the revised terms. The date of last update is shown at the top of this page.
These terms are governed by the laws of New South Wales, Australia. Any disputes arising from use of this Tool are subject to the exclusive jurisdiction of the courts of New South Wales.
If you have questions about this Tool or these terms, please contact us:
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